VAL GARROW LOANS
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Cookie Policy & Opt-Out

Last Updated: April 2026

This Cookie Policy explains how Val Garrow Loans and E Mortgage Capital, Inc. use cookies and similar tracking technologies when you visit our website. By using our website, you consent to the use of cookies as described in this policy.

What Are Cookies?

Cookies are small text files that are stored on your device (computer, tablet, or mobile) when you visit a website. They help the website remember your preferences and improve your browsing experience. Cookies cannot harm your device and do not contain personally identifiable information on their own.

Types of Cookies We Use

TypePurposeDuration
Essential CookiesRequired for the website to function properly. These cannot be disabled.Session
Analytics CookiesHelp us understand how visitors interact with our website (e.g., pages visited, time on site).Up to 2 years
Functional CookiesRemember your preferences to enhance your experience.Up to 1 year
Marketing CookiesUsed to deliver relevant advertisements and track campaign effectiveness.Up to 90 days

Third-Party Cookies

We may use third-party services such as Google Analytics and social media platforms that set their own cookies. These third parties have their own privacy policies and we encourage you to review them.

How to Manage or Opt Out of Cookies

You can control and/or delete cookies at any time through your browser settings. Note that disabling certain cookies may affect the functionality of our website.

  • Chrome: Settings → Privacy and Security → Cookies and other site data
  • Firefox: Options → Privacy & Security → Cookies and Site Data
  • Safari: Preferences → Privacy → Manage Website Data
  • Edge: Settings → Cookies and site permissions

You may also opt out of analytics cookies by visiting Google Analytics Opt-out.

Opt Out of Data Sharing →

Contact Us

For questions about our Cookie Policy, contact us at:
Val Garrow Loans | E Mortgage Capital, Inc. (NMLS #1416824)
170 South Green Valley Pkwy, Ste #300, Henderson, NV 89012
(725) 525-8772 | vgarrow@emortgagecapital.com

NMLS Consumer Access

© 2026 Val Garrow Loans | Valeria Garrow NMLS #2227289 | E Mortgage Capital, Inc. NMLS #1416824 | Licensed in NV · TX · FL · TN · AZ | NMLS Consumer Access