Do Not Sell or Share My Personal Information

California Consumer Privacy Act (CCPA) | Last Updated: April 2026

Under the California Consumer Privacy Act (CCPA) and other applicable state privacy laws, you have the right to opt out of the sale or sharing of your personal information. Val Garrow Loans and E Mortgage Capital, Inc. respect your privacy rights and provide this page to allow you to exercise those rights.

What Information May Be Shared

In the course of operating our business and website, we may share certain personal information with trusted third-party service providers for purposes such as:

Analytics and website performance monitoring
Marketing and advertising services
Mortgage processing and loan origination services
Compliance and regulatory reporting

We do not sell your personal information for monetary compensation. However, under the broad definition of "sale" under CCPA, some sharing of data with advertising partners may qualify.

Your Rights

Right to Opt Out: You may opt out of the sale or sharing of your personal information at any time.
Right to Know: You have the right to know what personal information we collect and how it is used.
Right to Delete: You may request deletion of your personal information subject to certain exceptions.
Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights.

Submit Your Request

Complete the form below or contact us directly at vgarrow@emortgagecapital.com or (725) 525-8772.

Response Timeline

We will respond to your request within 45 days as required by the CCPA. In certain circumstances, we may extend this period by an additional 45 days with notice.

Contact Us Directly

Val Garrow Loans | E Mortgage Capital, Inc. (NMLS #1416824)
170 South Green Valley Pkwy, Ste #300, Henderson, NV 89012
(725) 525-8772 | vgarrow@emortgagecapital.com

NMLS Consumer Access